Settlements

Prepare transfers, review wallet approvals, and follow finalized settlement.

Review a payment
Privacy model & public information

Principal remains in independent vaults. A shared ZK note proves the right to withdraw without naming the input note; funds are not forwarded through a chain of vaults. Payout accounts, fixed token amounts, timing and transaction signers remain public. Effective anonymity is not measured by the vault count.

KYB documents and business terms stay outside contract calls. The API can observe preparation and status requests. Share receipt openings only with the intended reviewer.

Payment network

Use the policy file supplied independently by your group operator. The API must match every pinned value.

Choose from approved groups

Import your independently approved directory, then check each group against its own Settlement API. Notes keep their original group; withdrawal proofs are prepared in the CLI.

Each selection checks the API again. Capacity is not reserved. Choose the original group for existing notes; groups have separate privacy sets. Recovery mode blocks new deposit imports.

Group selection guide

A wallet you control

The wallet approves each function call. Signing keys stay with your wallet provider.

No wallet connectedKeys stay with your wallet

Keep a recoverable record

Payment plans and transaction hashes are encrypted in this browser. Your passphrase stays in memory; keep it and an exported backup safe.

Review. Sign. Confirm.

0.15% ADDED TO PRINCIPAL

Import a public deposit plan from Private notes or a withdrawal plan from Local proofs or the settlement CLI. Keep your encrypted note backup until final reconciliation.

Local operations

Unlock your journal to view operations.

Every step is explicit

Registration, storage credit and token payment appear separately before wallet approval.

This journal contains public settlement metadata, not spendable private notes. The read-only Settlement API can observe requests; its availability and RPC responses affect status checks. Payment evidence supports professional review; verification and statutory filing are separate steps.